Free credit reports, Opt out for mailings and calls

I thought I had posted this before but I didn't see it in my older blogs.

The FACT ACT amendments to the Fair Credit Reporting Act require the nationwide credit bureaus to provide consumers, upon request, one free personal credit report in any 12 month period. (You can order one from each agency or just one.)


Central Source
877-FACTACT
www.annualcreditreport.com

Experian
888-397-3742
www.experian.com

Equifax Credit Bureau
800-685-1111
www.equifax.com

Transunion Credit Bureau
877-322-8228
www.transunion.com


Federal Trade Commission
202-326-2222
www.ftc.gov

Offers a number of free credit-related publications

Decrease unauthorized direct mail marketing (including pre-approved credit card offers) and unwanted telemarketing calls.


Pre Screen Opt Out
888-567-8688
www.optoutprescreen.com

National Do Not Call Registry
888-382-1222
www.donotcall.gov   (Remember to register your cell phones too)

Direct Mailings
www.dmaconsumers.org/cgi/offmailinglist
Write a letter and be removed for 5 years

Mail Preference Service
Direct Marketing Association
PO Box 282
Carmel, NY 10512

Be sure to include your name, home phone number, address and your signature.

Telemarketing
www.dmaconsumers.org/cgi/offtelephone
Telephone Preference Service
Direct Marketing Association
PO Box 1559
Carmel, NY 10512